The History Of Equipment Leasing

The advantages of leasing equipment have beenevolution of equipment leasing in America. Machinery
acknowledged for millennia, the first recordedwas required for arms production which would be
application of it is dating back to 2010 b.c. in theunnecessary during peace time after the war,
Sumerian city of Ur. Priests of Ur rented land andincreasing the demand for leasing. The necessity of
farming equipment to agricultural workers, etching theaffording extra costs associated with equipment lead
agreements in clay tablets. Equipment Financingto the development of operating leases, in which
documents have also been discovered in otherequipment such as a truck would be leased conjointly
empires such as Babylon, Egypt, Greece and Rome.with a skilled operator. Long term true leases began to
The ancient Phoenicians structured a more moderngrow with the railroad industry.
lease in the leasing out of ships, which were morePostwar progress saw the creation of the first
susceptible to depreciated value or destruction.corporation dedicated primarily to leasing in 1954, the
In America, it was first adopted in the 1700's.U.S. Leasing Corp. Consequently, the options were
Transportation equipment dominated the leasing worldrefined to provide flexibility for customers and cater to
for two centuries, beginning with horses, buggies andtheir needs. Vendors began to understand the benefits
wagons in the early 18th century to barges, railroadof leasing their equipment to customers through third
cars and locomotives in the late 19th century. Theparty corporations or in-house programs. Related
1870's in particular saw an important transformation infinance laws started to change and adapt to meet the
the process with the introduction of what is nowrising demand for equipment financing.
termed a true lease, allowing the lessor to retain theToday, equipment leasing is an important industry,
equipment at the end of the lease.having grossed $218 billion dollars in 2004. It evolved
Continuing into the 20th century, economic progress infrom a "last resort" financing option to one which
the early 1900's generated an increased attractionvendors in any industry may take advantage of, from
towards equipment leasing. Many citizens during thehigh-tech industries to construction companies. Several
1920's enjoyed the lending market to obtain what theycompanies use this as a primary method of financing
could not immediately afford. Manufacturers tooktheir equipment. About 85% of businesses in America
advantage of lending opportunities, making sales moretoday lease equipment, and with continued
attractive to customers by offering leasing plans withadvancements in the financial market the industry
payment installations.continues to rise.
During World War II, many factors contributed to the